TDS Calculator
If you earn income in India—whether from salary, rent, interest, professional services, or investments—you’ve probably come across the term TDS (Tax Deducted at Source). For most taxpayers, understanding how much TDS will be deducted and how much tax they owe can be confusing.
That’s where a powerful tool like the TDS Calculator comes to your rescue.
The TDS Calculator by SaveTaxs helps individuals, NRIs, salaried employees, and businesses calculate TDS instantly with full accuracy. Whether you are planning taxes for FY 2025–26 or looking ahead to Tax Calculator 2026, this online tool makes it quick, simple, and stress-free.
What Is a TDS Calculator?
A TDS Calculator is an online tool that helps you determine:
- How much TDS will be deducted
- How much tax you need to pay
- Whether you are eligible for a refund
- Applicable tax rate based on your income source
The goal is to help you avoid surprises at the end of the financial year and plan your taxes better.
Why Use the TDS Calculator by SaveTaxs?
Here’s why thousands of users rely on it:
Accurate TDS Computation
The calculator helps you find the exact TDS amount on:
- Salary
- Rent
- Professional income
- Interest income
- NRO deposits (for NRIs)
- Commission / brokerage
- Property sale
Easy to Use
Just enter your income and TDS details—the calculator does the rest.
Great for NRIs, taxpayers, freelancers & landlords
NRIs can especially benefit because TDS rates for NRO accounts can be high, and understanding tax liability beforehand helps with planning.
How the TDS Calculator Works
Using the calculator is simple. You will need:
- Your income amount
- Applicable TDS rate
- Total TDS already deducted
The tool will calculate:
- Total TDS payable
- Remaining tax liability
- Refund (if any)
- Net take-home amount after TDS
This ensures smooth tax filing and accurate ITR submission.
Benefits of Using a TDS Calculator
- Helps in tax planning: Knowing your TDS amount helps in planning investments and deductions.
- Avoids tax filing errors: Incorrect TDS claims can lead to penalties. A calculator ensures accuracy.
- Saves time: Avoid manual calculation errors and confusion with tax slabs.
Great for FY 2025 calculations
If you are planning ahead, you can also use tools like:
- Income Tax Calculator
- Tax Calculator 2025
- TDS Interest Calculator
- Indexation Calculator (for capital gains planning)
All these combined make tax planning smooth and stress-free.
TDS vs Tax Liability – What’s the Difference?
| Parameter | TDS | Final Tax Liability |
|---|---|---|
| Deducted on | Income at source | Total income (after deductions) |
| Purpose | To collect tax in advance | Final tax calculation for the year |
| Adjustments | Can be claimed in ITR | Final amount due/refund |
Even if TDS is deducted, you may still need to pay extra tax—or you may receive a refund. That’s why using a Tax Calculator along with the TDS calculator helps you estimate your overall tax situation.
You may Also Like to Read:- NRI Income Tax in India: A Comprehensive Guide
Related Tax Tools You Should Use
To make tax planning complete, combine the TDS calculator with:
- TDS Interest Calculator: For calculating interest on delayed TDS payments.
- Income Tax Calculator: To know your total tax liability for the year.
- Tax Calculator: For comparing Old vs New tax regime.
- Tax Calculator 2025: Helpful for planning your next financial year taxes.
- Indexation Calculator: Best for capital gains calculations on property, gold, debt funds, etc.
Using these tools together ensures you never pay extra taxes or penalties.
Who Should Use the TDS Calculator?
- Salaried employees
- NRIs with NRO income
- Freelancers, consultants & professionals
- Landlords earning rental income
- Individuals selling property
- Companies deducting TDS
- Anyone filing an ITR
Final Thoughts
The TDS Calculator at SaveTaxs is one of the easiest and most reliable ways to understand your TDS deductions and total tax burden. With tax rules changing frequently, a smart tool like this helps you stay compliant, avoid penalties, and plan better.
Combine it with other tools like the Income Tax Calculator, Tax Calculator 2025, Indexation Calculator, and TDS Interest Calculator to get a complete picture of your tax planning.